Purchasing Your Alaska Home

Any major purchase requires research, careful analysis, consideration, and thought. Home buying isn't any different! Determining the right location, the number of bedrooms or bathrooms needed, and outdoor space is the easier things. However, there are many other factors to think about in your Alaska real estate home search. From your initial search to the moment you get the keys to your new home, I will be there, guiding you through the process. I can even help connect you with mortgage professionals to get the best rates. 

 

Here are your steps to buying a home in Alaska

 

1. Figure out how much you can afford and what you want to spend.

Talk with your lender on your options and programs available to you.

The next thing to know is that not all lenders are the same. If using a out of state lender check to ensure they are familiar with Alaska Real Estate as we have septics, wells, a good fund state and so on..

A lot of the time a local lender can provide with you a better loan package as their are loans specific to Alaska only by Alaska lenders a few of those are:

AHFC ( Alaska Housing Financing Corp )

Rural Loans

Native American Indian Loans

They all can do VA, FHA and Conventional Loans.

Here is a Mortgage Calculator to help get you in the right direction.


2. Every State Has Different Real Estate Laws and Practices

When looking to buy a home in Alaska wether it be in Anchorage, Eagle River, Wasilla or Palmer the procedures can be a tad different depending on your contract.

The overall state practices are the following first knowing the Licensee / REALTOR relationship laws also known as the AREC. ( Alaska Real Estate Consumer Pamplet )

 

Alaska Real Estate Law Relationships 

When real estate professionals work with sellers and buyers, relationships are established.

As you start working with a real estate professional, you will receive  a clear explanation of the current laws. 

In Alaska you will be asked to sign the Alaska Real Estate Commission Consumer Pamphlet, required by law, so that you understand these important issues.

 

There are four different types of relationships established by Alaska Real Estate Law. To go over those click here..

 

 

 

 

 

 

 

 

 

As an area expert, I can help educate you on the different neighborhoods, schools, and other local community amenities that suit your lifestyle. 


Home Buying Can Be Easy
As your buying agent, I can help streamline the process of buying a home and make it easier for you. I’ve aligned myself with the top professionals in the industry, and once an offer has been accepted, I will personally help facilitate the process to close on the home. By working closely with mortgage brokers, title and escrow companies, home inspectors, and home warranty companies I will provide you with the best service possible!

We have streamlined the process of buying or selling a home to make it easier for you! We have built a team of industry experts to make sure you have access to local home inspectors, contractors, interior designers, service providers, property managers, lending professionals, title and escrow companies, painters, gardeners, plumbers, electricians home warranty companies and more to provide you with the best service possible!

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood! 

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Contact us today to find out how we can be of assistance to you!

 

As a real estate broker who’s an expert in this local area, I bring a wealth of knowledge and expertise about buying and selling real estate here Anchorage, Eagle River, Wasilla, Palmer and surrounding Alaska areas. It’s not the same everywhere, so you need someone you can trust for up-to-date information. 

Find Your Next Home

You need someone who knows this area inside and out! I will work with you to find the right home at the right price for you, including all neighborhood amenities that matter – not to mention the essential criteria you have for your ideal home.

I am so excited to get started on finding you the perfect home